Monthly Archives: May 2020

Adventures In Home Improvement

Tim the tool man here again bringing you another adventure in home improvement. This time offering a step by step guide for any do it yourself project when your home has an unexpected leak coming from the ceiling inside your house. One of the first thoughts when you first notice moisture, a water spot, of hear that dripping sound when ever it rains is that somewhere on your roof there just maybe a crack, a small hole where a roofing nail used to be or some missing caulk around the flashing around the roof vents. In any case trying to find just where that leak is coming from on your roof is like finding a needle in a haystack. In other words an impossible task to locate just where that crack or hole is on one’s roof.

There are many options to consider when one is faced in preventing further water damage inside one’s home due to a leaky roof. The most obvious one is the thought that the roof is old and it might be in need of a total replacement. That’s the most expensive option. One that will cost well over $5,000 or more depending on the square footage of your roof. For many of us especially us senior citizens living on Social Security that is not the option. The best chance to eliminate any leaks, protect home and at the same time if you happen to live in a warm climate such as Florida keep your interior cool on those extremely hot and humid days is to apply a silicone water proof barrier over the entire roof.

With the advent of today’s silicone roofing technologies they have come up with various sealants that would more affordable and more practical to apply directly on your roof instead of a total roof repair. Through due diligence and research on the many types of silicone sealers I recommend Eterna-Lote S-100. From all the recommendations there are this one is by far the best choice for any type of roof. You can order it online but, for sheer convince and cost Home Depot carries this brand. They say timing is everything for I was just fortunate enough to be at Home Depot when they had Eterna-Lote S-100 on sale. Originally a 5 gallon bucket would cost a little over $200 but it was marked down to $70. The square footage of my roof required two 5 gallon drums of this sealant. A far better price than had I opted to replace my roof. Besides there is a 50 year warranty. What a deal.

There really isn’t much to do once you have the necessary equipment needed to complete the task at hand in applying this sealant on your roof. 5 gallons covers just about 500 square feet no primer needed. What I recommend for a single story dwelling is an 8ft. ladder, and extendable roller handle with a paint roller designed for rough surfaces considering our roof is a rolled out shingled roof. Next you will need an empty 5 gallon bucket. Once you have these necessary tools application is easy to do.

One other word of caution is to check the weather forecast before applying. For best results your roof should be dry and free of any debris. If any rain is in the forecast wait until there is at least two days of warm dry weather before and after applying this sealant. What I did was wait until the weather was a balmy sunny 65 degrees. And in Florida during the winter months 65 degree days are quite common. I started with emptying 2 gallons of Eterna into the empty 5 gallon bucket giving me easy access to lift it up on to the roof. This is because I am not Hercules any longer and 5 gallons of this sealant weighs just about 100 lbs. So carrying that weight up my ladder would have been a considerable chore, to say the least.

Having a slow pitched A frame roof it is quite easy to move around without any safety lines. Just be careful when you come close to any edge. That is why having this extended roller handle came in handy. Starting in the back of he house I proceeded to roll this sealant covering the roof, easing my way toward the front. Two and a half gallons of sealant covered 1/4 of my roof surface. Four hours later exhausted from all the non stop application I finally finished. It was around 3:45 PM just about the time the instructions stated that” for best results do not apply after 4 PM.” All I had to do now was clean up.

Clean up is relatively easy Paint thinner is the best choice to clean your roller and any drops of sealant that just happened to splatter on yourself. I wasn’t so fortunate though I look down and my legs were splattered with sealant. I probably had more sealant on me than on some parts of my roof. Just kidding though. Anyway with a clean cloth and paint thinner I managed clean up what ever mess I made.

The moment of truth arrived to see how effective this roofing sealant really is two days latter. It was around two in the morning and rain started pouring down. Wind gusts exceeded 50 mph and for four hours driving rain pounded the roof. Somewhere during that time two large tree branches broke off landing just short of our outdoor kitchen just missing the roof. Through it all not a drop came through our ceiling. Our house was safe and dry.

So if you have a leak somewhere coming from your ceiling and you know it is not coming from an upstairs bathroom it could only come from a crack or leak somewhere on your roof. Instead of replacing your roof Tim the tool man recommends Eterna-kote S-100 ultra silicone sealant for your roofing repairs even if you happen to locate where that leak is coming from. It works. Tim the tool man signing off until the next time.



Source by Dr. Tim G Williams

How To Select Roofing Contractors and Painting Services For Your Home Improvement Needs

Choosing Roofing Contractors

Any type of remodeling done to homes comes with costs. But just because it does, letting any part of your home to decay is not the best alternative. One part of the house that should not be left to rot is the roof because it protects the interior. So, when it is time to repair or replace your roof, the work should not be left to amateurs. You need to find roofing contractors who can meet your needs as well as your budget.

Good roofing contractors do not only work on your roof, they also work with you to keep the costs low as possible and help you with insurance companies. You can search for them in the industry’s directory or you can ask your friends and acquaintances for any referrals of roofing contractors that they have used before. The latter is usually the best option but it would not hurt to check whether a roofing contractor has a good standing with the industry’s directory. The Internet is also another way of checking past performances of roofing contractors on your list through opinions from previous customers.

Checking the standing of roofing contractors before hiring one is a wise choice. Past job performances speak a lot about how a contractor takes a roofing job seriously. The opinions should not be the main factors that guide your decisions. But, be vigilant with the feedback of past customers. You do not want to hire the services of someone who have received more than a few negative comments from their previous jobs. It is also a standard in the industry that roofing contractors should comply with standards and regulations according to the current building code. So, make sure your prospective roofing contractor complies with the industry’s regulations.

A roofing job should be taken seriously because it can be costly and even disastrous if done haphazardly. With the current state of the economy, it is always wise to try to do any home remodeling the first time. If you are still not satisfied with your list, do more research because you will ultimately get the value for your money for that roofing job.

Determine the Type of Painting Services Your Home Needs

A painting project for your home is a serious endeavour so, finding a contractor that can provide painting services for your home should be taken seriously. Before hiring any contractor, determine first the type of painting job you need. Different types of painting jobs may also require different types of painting services from different contractors. That is, if the contractor you have chosen specializes on certain painting jobs.

Before hiring painting services from a contractor, assess whether your house needs paint for the exterior or does it only need paint for its interior. Although most contractors are capable of offering any type of painting services, it is still advisable to know what your house needs in order to assess how much it will cost.

If you need a painting job for the exterior of your house, assess first what needs to be done. Exterior areas of your house need to check the condition of the area that needs to be painted. Some materials may need some repair before any painting can be successfully done on it. Doing this avoids the hassle of painting rework and additional costs.

Painting the interior of your house is another matter. It is not only about applying paint on walls, it includes some improvements on cabinets or putting textures on certain walls. So, interior painting is more detail oriented than the exterior. The contractor you hire to provide the painting services should be exceptionally detail oriented but does not lose focus on the quality.

Choosing the right contractor to do the painting services for your home will give you satisfaction. So, to avoid headaches and a lousy job, consider hiring the services of a trusted and tested contractor. Ask friends and acquaintances for recommendations of contractors they have hired for painting services in the past. You can also check a list of contractors who offer painting services in the industry’s directory. Another method is to check opinions of previous customers on the contractor’s website. Although it is not always advisable to rely on those opinions, you would not want to hire someone who have received more than a few negative feedback.



Source by Andre Nievo

On The Shopping List: E1 Holding Gmbh Buys Shopping Centres Throughout Germany

Retail properties – i.e. large shopping centres and retail parks – are very popular among investors as capital investments. In the industry they are considered to be very high-yielding and profitable. The experts from E1 Holding GmbH in Wiesbaden explain which arguments speak in favour of investing in “EKZ” properties and what investors should pay attention to.

Why are shopping centres lucrative investment objects?

The so-called EKZ properties as well as retail parks, including DIY stores and garden centres: At E1 International Investment Holding GmbH, real estate of this size is an integral part of the portfolio. The company has long since made a name for itself in this area and built up expertise. “We are interested in the acquisition of shopping centres in the classic segment, as well as specialist retail parks, mainly in the non-food sector, both nationally and internationally,” explains E1 Managing Director Muharrem Erdogdu. “If the properties meet our purchase criteria, we are happy to become active as a real estate investor and later broker the properties to solvent tenants or lessees”.

Boom in EKZ properties

Retail real estate has been booming for years – despite the recent slight downturn. For the past five years, the annual transaction volume has exceeded ten billion euros. Properties with a catchment area in a region with high purchasing power are particularly interesting. Whether food or drugstore goods: Renowned chains attract customers particularly well and operate profitably even in times of crisis.Retail properties are also in demand because the rental contracts with the utilities are generally concluded for a long-term period. “Shopping centres are therefore among the most secure investment properties,” summarises Muharrem Erdogdu.

Sector mix and sustainability

When selecting EKZ real estate, E1 Holding GmbH is primarily guided by factors such as location, size and purchasing power at the respective location. “Shopping centres with an attractive branch mix and local suppliers with good transport connections are highly frequented even in times of crisis,” Erdogdu continues. “We are currently further expanding our portfolio in this profitable segment. But it is not only the return expectations that play a role for E1 Holding GmbH in this business segment. “We select our tenants and lessees not only on the basis of their creditworthiness and a convincing corporate strategy,” says Muharrem Erdogdu. “It is also important to us that they focus on sustainability and respectability in their work.”

How to Avoid Home Improvement Fraud

When it comes to home construction, there are thousands of general contractors to choose from. The best way to narrow down the reputable contractors from the not-so-reputable ones is to do your research, ask the right questions, demand proof of credentials, and choose a contractor that works specifically in the field you need. For example, if you need roof replacement, choose a licensed roofing contractor rather than a home remodeling contractor. A vague job description can mean they specialize in a wide array of construction projects. Instead, you want a contractor who operates their business with an acute focus on roof repair and replacement.

One of the biggest problems in the home construction industry are contractor scams. It is critical to always beware of sneaky home improvement scams because they are very common. They can easily cost a homeowner thousands of dollars if they fall victim to the dishonesties. Fortunately, anyone can avoid becoming a victim of home improvement scams with the proper knowledge and attitude. Continue reading to learn some important information about identifying these kinds of scams, protecting yourself from false loans, and who to turn to if you have a bad experience with an unethical contractor.

Signs That a Contractor is Trying to Swindle You:

– They knock door-to-door and offer their business.

– They come to your door and offer you discounts for referring other clients.

– They tell you they can give you a deal because they happen to have excess materials leftover from another job.

– They give ultimatums or pressure you into making an immediate decision.

– They only accept cash payments and/or request that you pay all fees upfront.

– They know a lender and recommend that you borrow money from them.

– They tell you to get the required building permits for the work.

– They tell you that your property’s work is going to be a “demonstration.”

– They offer a lifetime warranty or improbable long-term guarantee.

– You cannot find their business number or name listed in any local directories.

Even just one of these signs is an indication that you are not working with a responsible or experienced contractor. Furthermore, you must beware of a similar scam with loans. Home improvement loan cons are just as common and detrimental. This can lead to you unknowingly signing a home equity loan with incredibly high interest rates, points, and fees. And since the contractor has already been paid by this loan, they can lose interest in the work and fail to do a good job; or worse, not complete the work at all.

How to Report a Bad Experience

If you have a bad experience like this with a contractor, first try to work it out with them. After any phone conversations, mail a certified letter to them, and in it, request a receipt. Then keep copies of all records. This paper trail is your record that the company or contractor received your letter. If this does not work, you still have other options.

You can to report them to certain industry organizations, and possibly earn some sort of recompense. This includes the state attorney general, the local consumer protection office, the local home builders association, the local media’s “call for action” lines, and various dispute resolution programs in your town.



Source by Sarahbeth Kluzinski

Home Improvement Loan or Personal Loan

Personal Loan or Home Improvement Loan? That is the question.

We love decorating our houses.

And there are phases in our lives when maybe we’ve spent too much time watching Food Food or TLC and thus have built castles in the air of visions of turning our kitchen into a chef’s paradise. Or perhaps our master bath is just one shower away from a disaster. For we really do love Italian tiles on our bathrooms.

And if so, then cheers, you’re not alone. Recently, the Joint Center of Housing Studies for Harvard University has investigated and reported that the home improvement industry should continue post record-level spending in 2016. For many people, this means borrowing money to pay for the well planned home improvements and home decorating schemes.

Now, one is ought to face a tough and difficult and perhaps hypothetical question.

So, which home improvement loan is right for you?

Many homeowners and homemakers look to tap the equity in their homes. But home equity loans or home equity lines of credit may not be possible or very practical for some borrowers. In that case, one should consider using a personal loan.

While it is known that one can use a personal loan for a variety of reasons, there are a few reasons why a personal loan can have advantages over home equity loans when it comes to a renovation loan, to be specific.

The application process for a personal loan is usually quite simple and quite straightforward. Your own financial situation-for example, your credit history and earning power; this is often the main deciding factor for whether or not you will be able to get a loan, for how much, and if so, at what interest rate. Some personal loans even boast of having no origination fees.

However, home equity loans or home improvement loans on the other hand, are akin to applying for a mortgage (in fact, home equity loans are sometimes called second mortgages). How much you can borrow depends on several factors, including the value of your home. Because you can only borrow against the equity you already have (i.e. the difference between your home’s value and your mortgage), you may have to arrange – and pay for – a home appraisal.

Let’s now see this case in the case of a home improvement loan. With a home equity loan or a home improvement loan, you can only borrow against the equity you have – which, as a new homeowner, is probably not much. You maybe have not had enough time to chip away at your mortgage and the market has not yet elevated your home’s price. A personal loan lets you start home improvements regardless of how much equity you have. So, that is one benefit of availing a Home Improvement Loan.

With a home equity loan, you use your home as collateral, which means an inability to repay could result in your home going into foreclosure. While failing to pay your personal loan carries its own risks (like ruining your credit and credit score), it is not tied directly to the roof over your head,like a gun on your head. Therefore, it is better and safer to avail of a personal loan.

So, if we were to decide, which one is better and safer and more suitable?

Personal loans may not be right for every borrower looking for a home improvement loan. For example, if you have significant equity in your home and are looking to borrow a large amount, you might be able to save money with lower interest rates on a home equity loan. Also, interest payments on home equity loans and lines of credit can be tax deductible under certain circumstances; but that is clearly not the case with personal loans.

On the other hand, personal loans can make sense for these types of customers:-

• Recent home purchasers.

• Smaller home improvement loans (e.g., bathroom or kitchen as opposed to full remodel)

• Borrowers in lower home value markets (if your home value has barely budged since you moved in, you may not have much equity to draw on for a home equity loan).

• For those who value ease and speed.

• Borrowers with great credit and cash flow.

While home equity loans and lines of credit are a good source of home improvement money if you have already built up equity in your home, a personal loan may be a better alternative if you are, say, a new homeowner and need to take care of a few updates to make your new home, just right and perfect.

Concluding, we conclude that a personal loan is a better option than a home improvement loan,anytime.



Source by Vishal Verma

Top 8 Home Improvement Tips

When it comes to home improvement, you have a lot of things to do, such as upgrading fixtures, adding on your existing square footage and so and so forth. No matter what improvements you have on your mind, you can use the following tips throughout the process.

1) Look at the Condition of Your Home

First of all, you need to have a good idea of the existing condition of your home. This will help you come up with some bright ideas that you can implement. You can make a wish list by walking through your home.

2) Get inspiration

For inspiration, you can check out local magazines, color swatches and your local paint stores. Don’t just think that it is a waste of time. As a matter of fact, spending a good deal of time for planning is a great idea.

3) Set your budget

Don’t worry if you are on a budget. You can spend a few months in order to plan your budget and then set a budget. As a matter of fact, planning your budget ahead of time can save you a good deal of money.

4) Ask for help

You can make your home improvement project inexpensive and easier by asking your friends and family members for help. So, you should not waste your time and ask for help instead. You have no idea how helpful they can be for your project.

5) Seek out permits

If your project requires plumbing, electricity and structural that may include permits, you should get them ready beforehand. You can hire a general contractor if you have no idea what permits you need to get.

6) Be flexible

For instance, if you want to get your project completed in 2 months, you may want to be flexible and extend the deadline to a few more days. The same applies to the resources and budget as well. This will save you a lot of headache later on.

7) Talk to Your partner

In the start, you should talk to your partner about the project. Make sure he or she knows the roles they have to perform. Next, you should allow them to do what they want to do. You don’t have to assign duties. The fact of the matter is that this will take the pressure off of both of you.

8) Use safety precautions

Like any project, you have to use some safety precautions in order to make sure you and your home don’t get hurt or damaged. All you have to do is follow the instructional manuals on each tool you use throughout the project. Aside from this, you may want to use tutorials and advice from the rental store for help prior to starting the project.

So, we suggest that you follow these tips while planning your project and working on it. As a matter of fact, if you get inspiration and tips beforehand, working on the home improvement project will be a lot easier for you. All you have to do is bear patience and keep moving.



Source by Shalini Madhav