Real Win-Win Property Solutions

Despite the ups and downs of the real estate market, there is always one constant: people with property problems.

There are those families who have outgrown their home and need more space and there are couples whose kids have left home and want to downsize. There are the newly divorced singles who can no longer handle their payments without the advantage of two paychecks. Some people need to relocate because of their job, and they have to sell their old house before they can buy a new one in their new city. Sometimes a changing economy negatively affects a particular industry and that in turn impacts the people who make their living in that industry. No matter what the reason, a decrease in income is often why many people can no longer afford their homes.

Sometimes in an effort to get their price, people hold out longer than they should, and later discover in retrospect that they would have done better to accept the offer that they thought was too low, many months before.

When facing foreclosure, most people ultimately decide to sell, but often it is too late to get the price they want. As time goes on, they have fewer and fewer options. Losing a home to foreclosure often results in both damaged credit as well as a deficiency judgment that will make home ownership nearly impossible in the future.

Relatives who inherit a property often live far away and have no desire to undertake the responsibility of the management, and so they prefer to sell.

Frequently, when a person dies, their spouse may not be able to face living in the house anymore.

Creative solutions exist for every property problem. A real estate investor who is focused on providing service will find inspired ways to help homeowners solve their problems by providing real WIN-WIN property solutions that benefit both sides.

Here are some WIN-WIN strategies:

· Cash Offer A buyer pays a fair price and closes quickly and helps the homeowner get relief fast.

· Short Sale In cases of pre-foreclosure, when the homeowner is in default, the lender may accept less than the full payoff of the loan. This is called a short sale, and if a buyer can negotiate a good discount with the lender, he can help the homeowner avoid the foreclosure as well as the deficiency judgment. Here the bank, the seller and the buyer all benefit.

· Wholesaling The buyer is looking to acquire the property at a low price and then resell it to another investor at a slightly higher price, but low enough that there is still enough equity in the deal to be profitable. Here all three parties benefit.

· Take the Property “Subject To” its existing debt. In some markets, a homeowner who cannot sell his home may be willing to deed his property to a buyer who will take over the payments on his loan. This strategy relieves the homeowner of his obligation, while at the same time allows the buyer to acquire the home without having to qualify for new financing.

· Lease Option In this case the buyer leases the property with an option to buy it at a later date. For the homeowner this provides him with immediate cash flow and may be just the solution he needs if he has been unable to sell his home and get his price in the current market.

In today’s marketplace, a growing number of real estate experts are offering creative solutions to homeowners with these special needs. My passion is discovering the best possible solution, in a variety of scenarios. A no-cost consultation with someone who does what I do may help you discover your real win-win property solution!

Computer Education Online

Along with the opportunities provided by different online courses, it is easier for a large number of people to continue pursuing the education they want. Online courses can be chosen to get a formal education or to pursue a hobby. One can learn to paint with watercolors or master a foreign language online. Almost all skills and expertise can be learned with the help of online courses.

There are people who think that online education is not the same as traditional education. However, this is no longer the case. In fact, many public and private universities offer online education courses and degree programs, in addition to many other online universities. Online computer courses offer many varied subjects for students to consider. It’s easy to find colleges, universities, and businesses that offer a specific degree or course online.

Computer training is one of the most popular online education offered. People can earn a degree in computer programming or other computer-related degrees. Research shows that many employers and businesses are now looking for graduates who have signed up for online courses and degree programs.

Online computer education is meant for people who already have a degree and just want to update their knowledge and skills with the help of online education courses. The possibilities are almost never ending.

There are many advantages to pursuing a degree or training online. People can learn at their own pace and at any time. A degree at a traditional university or college can take 2 or 4 years. It is advisable to ensure that the online university is accredited and the online credits will be recognized in the chosen industry.

College Education Online

Once you keep up with your college education online, you’ll get the same benefits a standard college offers. The only difference is that studying from an online college relies heavily on an internet connection. Technology has clearly helped many students around the world earn bachelor’s, associate’s, master’s, and doctoral degrees through the internet.

One of the main concerns that many people have with online education is quality. However, one should understand that there really isn’t much difference between an online college education and a standard college education in terms of quality. Many online colleges are accredited, which means they meet the standards. When a college is accredited, it provides a satisfactory level of quality or more. In that case, don’t forget to ask for proof of accreditation when looking for the best online college for you. To learn more about accreditation, do some research on the Distance Education and Training Council over the internet.

There are definitely many benefits in getting a college education online. First of all, you can attend classes anytime and anywhere. This allows for better time management especially for working students, parents or those who travel a lot. All you need is internet access.

Another advantage of getting your college education online is the increased interaction between teachers and students. Teachers can guide you almost on a personal level and you learn more from other students too. For example, you can voice your comments or questions more during online class discussions and also talk to your own tutor. You can also return to previous lectures and comments at your own time without getting bored or losing focus.

It is not difficult to join the online discussion. In fact, it’s much easier than joining a discussion in a real class. In online discussions, you are more free to voice your opinion, and because fellow students also have the same advantages, you can have a variety of opinions. In a real classroom, people who tend to talk more may be the only ones who can voice their opinions. Another advantage with online learning is that you no longer have to rely on office hours to talk to your teacher. You just need to use E-mail or chat room to convey your concern to them.

Third, getting a college education online will definitely improve your research skills. In the 21st century, knowledge in information technology is essential in most business settings. Once you have completed your online degree, you will learn a wide range of knowledge in this area. One of the best things about online learning is that you can access course materials 24 hours a day 7 times a week. Researching has never been this comfortable.

Well, no one will forget the cost. Online learning can be more expensive or vice versa. So do a little homework and compare tuition fees. Remember, all online colleges offer zero fees for travel and accommodation.

Once you start learning online, you will get used to it in no time. Perhaps the only thing you may need is self-motivation to find success at the end of your college education online. Anyway, keep visiting the online class discussions so you don’t procrastinate, contact your tutor if you have any questions, and of course, enjoy your lessons!